Mortgage brokers in Perth, WAAustralian finance specialists
Award-winning mortgage brokers based in Perth, helping clients across WA and Australia wide.
Some of the 90+ lenders we compare
See all 90+ lendersWelcome to
Core Finance Co
Core Finance Co is a boutique finance company dedicated to giving clients a level of service and expertise that is second to none.
Our proven, streamlined process is designed to take the stress out of finding the right financial product. We build lasting relationships by listening first, then shaping our service around each client. We believe in being your broker for life.
We also specialise in helping first home buyers into home ownership: the First Home Owner Grant, Keystart, guarantor loans, low deposit home loans, and checking whether you're eligible for stamp duty concessions.
Complimentary finance health check
Answer a few quick questions about your current home loan and one of our brokers will review it and put together the right strategy for you. It takes about a minute, and there's no cost.
Start your free health checkWhy choose us
Award-winning brokers
Our award-winning team will find the right product for your circumstances.
Product choice
We have access to many lenders and products, so you have real choice.
Competitive rates
We search our panel of more than 90 lenders to find the best rate for you.
First home buyer experts
We know the grants, schemes and low deposit options that help you buy sooner.
Award-winning brokers
Our team has been recognised at Australia's leading broking awards, year after year.
- WinnerBroker of the YearWA 2022The Adviser Better Business Awards
- WinnerBest Residential BrokerWA 2022The Adviser Better Business Awards
- WinnerNewcomer of the YearWA 2025Broker of the Year Awards
- WinnerBest Customer ServiceWA 2019The Adviser Better Business Awards
Finalist recognition
- The Adviser Better Business Awards (WA)Finalist every year from 2019 to 2026, including Best Customer Service, Best Residential Broker, Best Regional Broker, New Broker of the Year, Rising Star, Best New Office, Best Regional Office and Best Large Non-Franchise Office
- The Adviser Australian Broking AwardsNew Office of the Year 2023, Residential Broker of the Year 2019 and Rising Star 2019
- FBAA Excellence AwardsFinance Broker of the Year (WA) finalist, 2026
- Australian Mortgage AwardsBroker of the Year finalist, 2019 and 2020
- MFAA Excellence AwardsWA state finalist, Customer Service (Individual), Residential Finance Broker and Young Professional (2023)
- Elite Broker programsOutsource Financial Elite Broker and Commonwealth Bank Elite Broker
Home loan and finance services
Our service goes further than lending. We've assembled a vetted, experienced group of business partners so you can sort out everything in one place.
Lending
- Residential and first home loans
- Construction loans
- Refinance and cash out
- Investment loans
- Commercial loans
- SMSF loans
- Motor vehicle and equipment finance
- Personal loans and debt consolidation
Through our partners
- Accounting and tax planning
- Conveyancing
- Financial planning
Home loans, refinancing and first homes
Need a home loan?
Our lending professionals research loans from a large range of lenders, including the big banks, to find the loan that suits you. We support you from application right through to settlement, whether you're buying a home to live in or an investment.
We compare hundreds of loans from more than 90 lenders, so a qualified professional does the shopping around for you.
- Choice
- We aren't tied to any bank or lender. We pick from a range of providers to suit your needs.
- Cost
- It doesn't cost more to use a broker. We can access the same rates you'd get going direct to a bank.
- Convenience
- We meet at a time that suits you, including outside office hours.
- Comfort
- We look for the best result for you, not the best result for the lender.
Could refinancing save you money?
Circumstances change over time, so it's worth checking your current loan still meets your needs. We'll do a complimentary review of your loan to make sure it's still right for you.
We aren't aligned with any bank. We choose from a large range of lenders, including the big banks.
Refinancing with usRead our guide to lendingWhen you refinance with us, we
- Learn about your current situation and goals
- Compare hundreds of loans to find the best fit
- Explain products and any fees involved
- Talk through the advantages and disadvantages
- Give you information tailored to your needs
- Support you through the whole loan process
- Do all this at no cost to you
Talk to your broker early
The lending process is complex, so it pays to involve your broker early. There's your deposit, your borrowing capacity, the type of security and the type of loan to think about. Even if you're not quite ready to buy, we'll get you prepared so you can move into your new home sooner.
We can help with the First Home Owner Grant, Keystart, guarantor loans, low deposit loans and stamp duty concessions.
First home buyer help in WAKeystart home loansReady for your first mortgage? We will
- Learn about your current situation and goals
- Compare hundreds of loans to find the best fit
- Help you work out what you can afford to repay
- Explain products and any fees involved
- Get you pre-approved before you start looking
- Give you information tailored to your needs
- Support you through the whole loan process
What our clients say
Real reviews from our clients on Google. If we've helped you, we'd love to hear how it went.
Based on 0 Google reviews
Reviews from Google
Mortgage brokers for Perth and WA
From our office in Wangara, our brokers help home buyers, investors and businesses right across Perth's northern suburbs and the wider metro area. Our Dunsborough-based broker looks after clients throughout the South West.
Whether you're buying your first home, building, refinancing or investing, we'll find the right loan from our panel of more than 90 lenders and support you through to settlement.
- Perth northern suburbsWangara, Joondalup, Wanneroo, Ellenbrook and surrounds
- Perth metroClients across the Perth metropolitan area
- South West WADunsborough, Busselton and the wider South West
- Australia widePhone and video appointments for clients anywhere in Australia
Find out more
Lender panel
The banks and lenders we compare to find your loan.
View our lendersMeet the team
Our directors and brokers, and how to reach each of them.
Meet our brokersHelpful guides
Guides to lending, buying your first home and building.
Read the guidesCalculators
Repayments, borrowing power, stamp duty and more.
Run the numbersFrequently asked questions
Quick answers to the questions we hear most. For advice on your own situation, talk to one of our brokers.
Ask us a questionDoes it cost more to use a mortgage broker?
No. It doesn't cost more to use a broker, and our home loan service is complimentary. We can access the same rates you would get by going direct to a bank, and we compare loans across our panel to find the right fit for you.
How much deposit do I need to buy a home?
It depends on your situation, but it can range from 5% to 20% of the property's value. Borrowing more than 80% usually means paying Lenders Mortgage Insurance (LMI). Options like a family guarantee can help you buy sooner with a smaller deposit, so it's worth talking it through with us early.
What help is available for first home buyers in WA?
Depending on your circumstances, you may be able to use the First Home Owner Grant, Keystart, a guarantor loan, a low deposit home loan or stamp duty concessions. We check what you're eligible for and help you put it all together.
How many lenders do you compare?
Our panel includes more than 90 banks and lenders, from the major banks to specialist home loan, commercial and asset finance lenders. Because we're not tied to any one bank, we can look across the whole panel for you.
What is pre-approval and how long does it last?
Pre-approval (also called conditional approval) is a lender confirming it would consider your loan based on your income, expenses, debts and credit history. Many lenders issue it for around three months. Talk to us before you sign a contract to buy, as a pre-approval isn't a final approval.
Can you help with construction loans?
Yes. Construction loans are paid in stages as your home is built, usually deposit, slab, frame, lock-up, fit-out and practical completion. We help you set up the loan and lodge each progress payment with your lender. More about construction loans.
Do you only work with clients in WA?
No. Our office is in Wangara and we have a broker based in Dunsborough for the South West, but we help clients Australia wide. We can meet in person, by phone or by video at a time that suits you, including outside office hours.
Contact us
Phone
(08) 6424 8197
Email
[email protected]
Office
Level 2, 8 Luisini Road, Wangara WA 6065
Office hours
Monday to Thursday, 8:30am to 4:30pm
Friday, 8:00am to 4:00pm
Request an appointment
Send us your details and our team will be in touch as soon as they can.

























Latest from
Core Finance Co
Settlements, market updates, tips for buyers and a look behind the scenes with the team. Follow us to stay in the loop.
Loading posts…
See our Facebook page