:root{
  --black:#000000; --gold:#D4AA5E; --gold-dark:#B08A42; --white:#ffffff; --grey-900:#1c1c1c; --grey-600:#5e5e5e; --grey-200:#e4e4e4; --grey-50:#f5f5f5;
  --bg:var(--white); --text:var(--black); --muted:var(--grey-600); --line:var(--grey-200); --panel:var(--grey-50);
  --band-bg:var(--black); --band-text:var(--white);
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px); padding-bottom:env(safe-area-inset-bottom,0px);
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){ --bg:#161616; --text:#f2f2f2; --muted:#a9a9a9; --line:#333; --panel:#1f1f1f; --band-bg:#000; --band-text:#fff; }
}
:root[data-theme="dark"]{ --bg:#161616; --text:#f2f2f2; --muted:#a9a9a9; --line:#333; --panel:#1f1f1f; --band-bg:#000; --band-text:#fff; }
*,*::before,*::after{box-sizing:inherit}
html{scroll-behavior:smooth; scroll-padding-top:calc(env(safe-area-inset-top,0px) + 92px)}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--text);font-family:Archivo,"Helvetica Neue",Arial,sans-serif;font-size:1.0625rem;line-height:1.6}
img{max-width:100%}
a{color:inherit}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--text);outline-offset:3px}
.wrap{max-width:1120px;margin:0 auto;padding:0 1.25rem}
h1,h2,h3{line-height:1.15;margin:0 0 .6em}
h2{font-size:clamp(1.8rem,3.5vw,2.5rem);font-weight:800;letter-spacing:-.02em}
h3{font-size:1.2rem;font-weight:600}
p{margin:0 0 1em;max-width:68ch}
.muted{color:var(--muted)}

/* Top bar + header */
.topbar{background:var(--band-bg);color:var(--band-text);font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding-top:.45rem;padding-bottom:.45rem;flex-wrap:wrap}
.topbar a{text-decoration:none}
header.site{position:sticky;top:0;z-index:10;background:var(--band-bg);color:var(--band-text);border-top:1px solid #2a2a2a;padding-top:env(safe-area-inset-top,0px)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:88px}
.logo img{display:block;height:68px;width:auto}
footer.site .logo img{height:96px}
.logo{text-decoration:none;display:inline-flex;flex-direction:column;align-items:flex-end;line-height:1;color:var(--gold);font-family:Montserrat,Archivo,sans-serif}
.logo b{font-size:1.9rem;font-weight:300;letter-spacing:.06em}
.logo span{font-size:.6rem;font-weight:400;letter-spacing:.35em;margin-top:.2rem}
nav ul{list-style:none;display:flex;gap:1.25rem;margin:0;padding:0}
nav a{text-decoration:none;font-weight:500;font-size:.95rem}
nav a:hover{color:var(--gold);text-decoration:underline;text-underline-offset:4px}
.menu-btn{display:none;background:none;border:1px solid #555;color:inherit;font:inherit;padding:.4rem .8rem;border-radius:4px}
@media (max-width:860px){
  .menu-btn{display:block}
  nav ul{display:none;position:absolute;left:0;right:0;top:88px;background:var(--band-bg);flex-direction:column;gap:0;padding:.5rem 1.25rem 1rem}
  nav ul.open{display:flex}
  nav li a{display:block;padding:.7rem 0;border-bottom:1px solid #2a2a2a}
}

/* Hero */
.hero{background:var(--band-bg);color:var(--band-text);padding:4.5rem 0 4rem}
.hero h1{border-left:6px solid var(--gold);padding-left:1.25rem;font-size:clamp(2.6rem,7vw,5rem);font-weight:800;letter-spacing:-.03em;max-width:14ch}
.hero p{font-size:1.2rem;opacity:.85}
.btns{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.75rem}
.btn{display:inline-block;padding:.85rem 1.4rem;font-weight:600;text-decoration:none;border:2px solid currentColor;border-radius:3px;font-size:1rem;cursor:pointer;font-family:inherit}
.btn.solid{background:var(--gold);color:var(--black);border-color:var(--gold)}
.btn.solid:hover{background:var(--gold-dark);border-color:var(--gold-dark)}
.hero .btn:not(.solid){color:var(--white)}
.btn.dark{background:var(--black);color:var(--gold);border-color:var(--black)}
.btn.dark:hover{background:var(--gold);color:var(--black);border-color:var(--gold)}

section{padding:4.5rem 0;border-bottom:1px solid var(--line)}
.grid{display:grid;gap:1.5rem}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}

.check{padding-left:0;list-style:none;margin:0 0 1.25rem}
.check li{padding-left:1.6rem;position:relative;margin-bottom:.45rem}
.check li::before{content:"";position:absolute;left:0;top:.6em;width:.7rem;height:.7rem;background:var(--gold)}

.why div{border-top:3px solid var(--gold);padding-top:1rem}

.health{background:var(--panel);padding:2rem;border-left:6px solid var(--gold)}

/* Services */
.svc-list{columns:2 240px;column-gap:2rem;padding:0;list-style:none;margin:0}
.svc-list li{break-inside:avoid;padding:.8rem 0;border-bottom:1px solid var(--line);font-weight:600}

/* Tabs for loan types */
.tabs{display:flex;gap:0;border-bottom:2px solid var(--gold);flex-wrap:wrap;margin-bottom:2rem}
.tabs button{background:none;border:0;font:inherit;font-weight:600;padding:.8rem 1.2rem;cursor:pointer;color:var(--muted)}
.tabs button[aria-selected="true"]{background:var(--gold);color:var(--black)}
.panel[hidden]{display:none}
.fourc dt{font-weight:700}
.fourc dd{margin:0 0 1rem}

/* Team */
.person{border:1px solid var(--line);padding:1.5rem;display:flex;flex-direction:column}
.avatar{width:132px;height:132px;border-radius:50%;object-fit:cover;border:3px solid var(--gold);padding:4px;background:var(--bg);margin-bottom:1rem}
.role{color:var(--muted);font-size:.95rem;margin-bottom:.75rem}
.person details{margin:.25rem 0 1rem}
.person summary{cursor:pointer;font-weight:600}
.person details p{font-size:.95rem;margin-top:.6rem}
.contact-lines{margin-top:auto;font-size:.95rem}
.contact-lines a{display:block;text-decoration:none;padding:.15rem 0}
.contact-lines a:hover{text-decoration:underline}

/* Guides */
.guide-frame iframe{width:100%;height:80vh;min-height:520px;border:1px solid var(--line);background:var(--panel);display:block}
/* Calculators */
.calc-layout{display:grid;grid-template-columns:260px 1fr;gap:1.5rem;align-items:start}
@media (max-width:860px){.calc-layout{grid-template-columns:1fr}}
.calcs{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:2px;max-height:900px;overflow-y:auto}
@media (max-width:860px){.calcs{flex-direction:row;overflow-x:auto;max-height:none;padding-bottom:.5rem}.calcs button{white-space:nowrap}}
.calcs button{width:100%;text-align:left;background:var(--panel);border:0;border-left:3px solid transparent;padding:.6rem .8rem;font:inherit;font-size:.93rem;color:var(--text);cursor:pointer}
.calcs button:hover{border-left-color:var(--gold)}
.calcs button[aria-pressed="true"]{background:var(--black);color:var(--gold);border-left-color:var(--gold);font-weight:600}
.calc-frame iframe{width:100%;height:900px;border:1px solid var(--line);background:#fff;display:block}
@media (max-width:560px){.calc-frame iframe{height:1150px}}
.calc-note{font-size:.9rem;margin-top:.5rem}

/* Reviews */
.reviews blockquote{margin:0;padding:1.5rem;background:var(--panel)}
.reviews footer{margin-top:.75rem;font-weight:600;font-size:.95rem}
.stars{letter-spacing:.15em;color:var(--gold-dark)}

/* Contact */
form{display:grid;gap:1rem}
label{font-weight:600;font-size:.95rem;display:block;margin-bottom:.3rem}
input,select,textarea{width:100%;padding:.75rem;font:inherit;border:1px solid var(--muted);background:var(--bg);color:var(--text);border-radius:3px}
textarea{min-height:120px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:560px){.row2{grid-template-columns:1fr}}
.map{border:0;width:100%;height:280px}

footer.site{background:var(--band-bg);color:var(--band-text);padding:3rem 0 2rem;font-size:.92rem}
footer.site p{opacity:.85}
footer.site details{margin-top:1.5rem;border-top:1px solid #333;padding-top:1rem}
footer.site summary{cursor:pointer;font-weight:600}
footer.site .privacy{max-width:75ch;margin-top:1rem}
footer.site .privacy h3{font-size:1rem;margin-top:1.25rem}

nav a[aria-current="page"]{color:var(--gold)}
@media (max-width:1000px){nav ul{gap:.9rem} nav a{font-size:.9rem}}
/* Sub-page header */
.page-head{background:var(--band-bg);color:var(--band-text);padding:3.5rem 0 3rem}
.page-head h1{border-left:6px solid var(--gold);padding-left:1.25rem;font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800;letter-spacing:-.02em;margin-bottom:.75rem}
.page-head p{opacity:.85;font-size:1.15rem;margin:0}
.crumbs{font-size:.9rem;opacity:.7;margin-bottom:1rem}
.crumbs a{text-decoration:none}
/* Home: explore cards */
.explore a{display:block;text-decoration:none;padding:1.75rem;border:1px solid var(--line);border-top:4px solid var(--gold);height:100%}
.explore a:hover{background:var(--panel)}
.explore h3{margin-bottom:.4rem}
.explore p{color:var(--muted);margin:0 0 1rem}
.explore span{font-weight:600;color:var(--gold-dark)}
/* CTA band */
.cta-band{background:var(--panel);border-bottom:0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;flex-wrap:wrap}
.cta-band h2{margin:0;font-size:clamp(1.5rem,3vw,2rem)}
/* Home hero image: drop assets/hero-perth.webp in place */
.hero{background:linear-gradient(90deg,rgba(0,0,0,.75) 0%,rgba(0,0,0,.35) 55%,rgba(0,0,0,.05) 100%),url("hero-perth.webp") center 55%/cover no-repeat,var(--band-bg);padding:6rem 0 5.5rem}
.hero p{text-shadow:0 1px 8px rgba(0,0,0,.8)}
@media (max-width:700px){.hero{background:linear-gradient(rgba(0,0,0,.55),rgba(0,0,0,.7)),url("hero-perth.webp") 70% 55%/cover no-repeat,var(--band-bg)}}
/* Awards */
.awards{background:var(--band-bg);color:var(--band-text)}
.awards p{opacity:.85}
.medals{list-style:none;padding:0;margin:2.5rem 0 3rem;display:flex;flex-wrap:wrap;gap:2rem}
.medals li{width:210px;height:210px;border-radius:50%;padding:1.5rem;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;background:radial-gradient(circle at 50% 40%,#1b1b1b,#000 70%);border:5px solid var(--gold);box-shadow:0 0 0 3px #000,0 0 0 5px var(--gold-dark)}
.m-status{color:var(--gold);font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.m-title{font-weight:800;font-size:1.15rem;line-height:1.15;margin:.35rem 0}
.m-year{color:var(--gold);font-weight:600}
.m-org{font-size:.72rem;opacity:.75;margin-top:.35rem;line-height:1.25}
.m-name{font-size:.78rem;font-weight:600;color:var(--gold);margin-top:.4rem;padding-top:.4rem;border-top:1px solid #333}
.finalists{list-style:none;padding:0;margin:0 0 1.5rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1rem 2rem}
.finalists li{border-top:2px solid var(--gold);padding-top:.75rem;opacity:.9}
.finalists strong{display:block;color:var(--gold)}
@media (max-width:560px){.medals{justify-content:center}}
/* Footer */
footer.site{padding:0;border-top:4px solid var(--gold)}
.footer-grid{display:grid;grid-template-columns:1.3fr .8fr 1.1fr 1.3fr;gap:2.5rem;padding-top:3.5rem;padding-bottom:3rem}
@media (max-width:960px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr;gap:2rem}}
footer.site h2{font-size:.95rem;font-weight:700;color:var(--gold);margin:0 0 1rem;letter-spacing:.02em}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:.6rem;opacity:.85;line-height:1.45}
footer.site a{text-decoration:none}
footer.site .f-col a:hover,footer.site .f-legal a:hover{color:var(--gold);text-decoration:underline;text-underline-offset:3px}
.f-brand .logo img{height:84px}
.f-brand p{opacity:.8;margin:1rem 0 1.25rem;max-width:34ch}
.f-social{display:flex;gap:.6rem}
.f-social a{width:40px;height:40px;border:1px solid #444;border-radius:50%;display:grid;place-items:center;color:var(--band-text)}
.f-social a:hover{border-color:var(--gold);color:var(--gold)}
.f-cta{align-self:start;background:#111;border:1px solid #2a2a2a;border-top:3px solid var(--gold);padding:1.5rem}
.f-cta p{opacity:.8;margin-bottom:1.1rem}
.f-cta .btn{padding:.7rem 1.1rem;white-space:nowrap}
.f-bottom{border-top:1px solid #262626;padding:1.5rem 0 calc(1.5rem + env(safe-area-inset-bottom,0px));font-size:.82rem}
.f-bottom p{opacity:.6;max-width:none;margin:0 0 .5rem}
.f-legal{display:flex;flex-wrap:wrap;align-items:center;gap:.4rem .9rem}
.f-legal a{opacity:1;font-weight:600}
.f-sep{width:1px;height:12px;background:#555}
footer.site h2.f-hours{margin-top:1.5rem}
/* Calculator groups */
.calcs li[hidden]{display:none}
.calcs .calc-toggle button{display:flex;justify-content:space-between;align-items:center;background:var(--bg);border:1px solid var(--line);border-left:3px solid var(--gold);font-weight:700;color:var(--gold-dark);margin-top:.75rem}
.calcs .calc-toggle button:hover{background:var(--panel)}
.calcs .calc-toggle span{font-size:1.2rem;line-height:1}
@media (max-width:860px){.calcs .calc-toggle button{margin-top:0}}
.calcs{max-height:none;overflow-y:visible}
.calcs .calc-group{font-size:.8rem;font-weight:700;color:var(--gold-dark);padding:1.1rem .8rem .4rem;letter-spacing:.04em}
.calcs .calc-group:first-child{padding-top:0}
@media (max-width:860px){.calcs{align-items:center}.calcs .calc-group{white-space:nowrap;padding:0 .4rem 0 .8rem}.calcs .calc-group:first-child{padding-left:0}}
/* ===== Motion and modern touches ===== */
html.js .reveal{opacity:0;transform:translateY(24px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1);transition-delay:var(--d,0s)}
html.js .reveal.in{opacity:1;transform:none}
/* Header shrink on scroll */
header.site{transition:background-color .3s,box-shadow .3s}
header.site .wrap{transition:height .3s}
header.site .logo img{transition:height .3s}
header.site.scrolled{background:rgba(0,0,0,.95);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);box-shadow:0 6px 24px rgba(0,0,0,.35)}
header.site.scrolled .wrap{height:68px}
header.site.scrolled .logo img{height:52px}
@media (max-width:860px){header.site.scrolled nav ul{top:68px}}
/* Nav underline */
nav#menu-wrap a, nav ul a{position:relative}
@media (min-width:861px){nav ul a::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s}nav ul a:hover::after,nav ul a[aria-current="page"]::after{transform:scaleX(1)}nav a:hover{text-decoration:none}}
/* Hero: slow zoom + entrance */
.hero{position:relative;overflow:hidden;isolation:isolate;background:var(--band-bg)}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(0,0,0,.75) 0%,rgba(0,0,0,.35) 55%,rgba(0,0,0,.05) 100%),url("hero-perth.webp") center 55%/cover no-repeat;animation:heroZoom 28s ease-in-out infinite alternate}
@media (max-width:700px){.hero{background:var(--band-bg)}.hero::before{background:linear-gradient(rgba(0,0,0,.55),rgba(0,0,0,.7)),url("hero-perth.webp") 70% 55%/cover no-repeat}}
@keyframes heroZoom{from{transform:scale(1)}to{transform:scale(1.08)}}
.hero h1{animation:fadeUp .9s cubic-bezier(.2,.7,.2,1) both}
.hero h1{border-left:0;position:relative}
.hero h1::before{content:"";position:absolute;left:0;top:0;bottom:0;width:6px;background:var(--gold);transform-origin:top;animation:growY .8s .3s cubic-bezier(.2,.7,.2,1) both}
.hero p{animation:fadeUp .9s .25s cubic-bezier(.2,.7,.2,1) both}
.hero .btns{animation:fadeUp .9s .45s cubic-bezier(.2,.7,.2,1) both}
.page-head h1{animation:fadeUp .7s cubic-bezier(.2,.7,.2,1) both}
.page-head p{animation:fadeUp .7s .15s cubic-bezier(.2,.7,.2,1) both}
@keyframes fadeUp{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
@keyframes growY{from{transform:scaleY(0)}to{transform:scaleY(1)}}
/* Buttons: gold sheen */
.btn{position:relative;overflow:hidden;transition:background-color .25s,color .25s,border-color .25s,transform .25s,box-shadow .25s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,.25)}
.btn.solid::after{content:"";position:absolute;top:0;left:-60%;width:40%;height:100%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.45),transparent);transform:skewX(-20deg);transition:left .6s}
.btn.solid:hover::after{left:130%}
/* Stats strip */
.stats{background:#0b0b0b;color:var(--band-text);border-top:1px solid #222;border-bottom:3px solid var(--gold)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;padding-top:2.25rem;padding-bottom:2.25rem}
@media (max-width:760px){.stats-grid{grid-template-columns:repeat(2,1fr)}}
.stat{display:flex;flex-direction:column;gap:.25rem;border-left:2px solid #333;padding-left:1rem}
.stat-num{font-size:clamp(2rem,4vw,2.8rem);font-weight:800;color:var(--gold);line-height:1;font-variant-numeric:tabular-nums}
.stat-label{font-size:.92rem;opacity:.8}
/* Lender marquee */
.marquee-sec{overflow:hidden}
.marquee-head{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;flex-wrap:wrap;margin-bottom:2rem}
.marquee-head h2{margin:0}
.link-arrow{font-weight:700;color:var(--gold-dark);text-decoration:none;border-bottom:2px solid var(--gold);padding-bottom:2px}
.marquee{-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{list-style:none;margin:0;padding:0;display:flex;gap:1rem;width:max-content;animation:marquee 60s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-track li{flex:0 0 auto;width:180px;height:90px;display:grid;place-items:center;background:#fff;border:1px solid var(--line)}
.marquee-track img{max-width:80%;max-height:48px;width:auto;height:auto;object-fit:contain;filter:grayscale(1);opacity:.75;transition:filter .3s,opacity .3s}
.marquee-track li:hover img{filter:none;opacity:1}
@keyframes marquee{to{transform:translateX(calc(-50% - .5rem))}}
/* Cards and tiles: hover lift */
.explore a,.person,.lender-grid li,.why div{transition:transform .3s cubic-bezier(.2,.7,.2,1),box-shadow .3s,border-color .3s}
.explore a:hover,.person:hover{transform:translateY(-6px);box-shadow:0 14px 30px rgba(0,0,0,.12);border-color:var(--gold)}
.lender-grid li:hover{transform:translateY(-4px);box-shadow:0 10px 22px rgba(0,0,0,.1)}
.explore span{display:inline-flex;gap:.4rem;align-items:center}
.explore span::after{content:"";width:16px;height:2px;background:currentColor;transition:width .3s}
.explore a:hover span::after{width:28px}
.avatar{transition:transform .4s,box-shadow .4s}
.person:hover .avatar{transform:scale(1.04);box-shadow:0 0 0 6px rgba(212,170,94,.25)}
/* Award medallions: shine */
.medals li{position:relative;overflow:hidden;transition:transform .4s}
.medals li::after{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 35%,rgba(255,255,255,.18) 50%,transparent 65%);transform:translateX(-120%)}
.medals li.in::after{animation:shine 1.6s .4s ease-out}
.medals li:hover{transform:scale(1.04)}
.medals li:hover::after{animation:shine 1.2s ease-out}
@keyframes shine{to{transform:translateX(120%)}}
/* Back to top */
.to-top{position:fixed;right:1.25rem;bottom:calc(1.25rem + env(safe-area-inset-bottom,0px));width:46px;height:46px;border-radius:50%;border:1px solid var(--gold);background:#000;color:var(--gold);display:grid;place-items:center;cursor:pointer;opacity:0;transform:translateY(12px);pointer-events:none;transition:opacity .3s,transform .3s;z-index:20}
.to-top.show{opacity:1;transform:none;pointer-events:auto}
.to-top:hover{background:var(--gold);color:#000}
/* Reduced motion: switch it all off */
@media (prefers-reduced-motion:reduce){
 *,*::before,*::after{animation:none!important;transition:none!important}
 html.js .reveal{opacity:1;transform:none}
 .marquee-track{flex-wrap:wrap;width:auto;justify-content:center}
 .marquee-track li[aria-hidden],.marquee-track li:nth-child(n+25){display:none}
}
/* Google reviews */
.stats-grid{grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}
.stat[hidden]{display:none}
.reviews-top{display:grid;grid-template-columns:1fr auto;gap:2.5rem;align-items:center}
@media (max-width:760px){.reviews-top{grid-template-columns:1fr}}
.g-summary{background:#000;color:#fff;padding:1.75rem 2rem;border-top:4px solid var(--gold);min-width:260px}
.g-summary[hidden]{display:none}
.g-summary p{margin:.4rem 0 0;opacity:.85}
.g-score{display:flex;align-items:center;gap:.75rem}
.g-score #g-rating{font-size:3rem;font-weight:800;line-height:1;color:var(--gold)}
.g-stars{color:#FBBC04;letter-spacing:.1em}
.g-source{display:flex;align-items:center;gap:.5rem;font-size:.85rem}
.g-logo{width:18px;height:18px;flex:0 0 auto;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 48 48'%3E%3Cpath fill='%23FFC107' d='M43.6 20.1H42V20H24v8h11.3C33.7 32.7 29.2 36 24 36c-6.6 0-12-5.4-12-12s5.4-12 12-12c3.1 0 5.8 1.2 7.9 3.1l5.7-5.7C34 6.1 29.3 4 24 4 13 4 4 13 4 24s9 20 20 20 20-9 20-20c0-1.3-.1-2.6-.4-3.9z'/%3E%3Cpath fill='%23FF3D00' d='m6.3 14.7 6.6 4.8C14.7 15.1 19 12 24 12c3.1 0 5.8 1.2 7.9 3.1l5.7-5.7C34 6.1 29.3 4 24 4 16.3 4 9.7 8.3 6.3 14.7z'/%3E%3Cpath fill='%234CAF50' d='M24 44c5.2 0 9.9-2 13.4-5.2l-6.2-5.2C29.2 35.1 26.7 36 24 36c-5.2 0-9.6-3.3-11.3-7.9l-6.5 5C9.5 39.6 16.2 44 24 44z'/%3E%3Cpath fill='%231976D2' d='M43.6 20.1H42V20H24v8h11.3c-.8 2.2-2.2 4.2-4.1 5.6l6.2 5.2C37 39.2 44 34 44 24c0-1.3-.1-2.6-.4-3.9z'/%3E%3C/svg%3E") center/contain no-repeat}
.g-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:1.25rem;margin-top:2.5rem}
.g-cards:empty{display:none}
.g-card{background:var(--panel);padding:1.5rem;border-top:3px solid var(--gold);display:flex;flex-direction:column;gap:.6rem;transition:transform .3s,box-shadow .3s}
.g-card:hover{transform:translateY(-4px);box-shadow:0 12px 26px rgba(0,0,0,.1)}
.g-card-head{display:flex;gap:.75rem;align-items:center}
.g-card-head div{display:flex;flex-direction:column}
.g-av{width:40px;height:40px;border-radius:50%;background:#000;color:var(--gold);display:grid;place-items:center;font-weight:700}
.g-date{font-size:.82rem;color:var(--muted)}
.g-card p{margin:0;font-size:.97rem;display:-webkit-box;-webkit-line-clamp:7;-webkit-box-orient:vertical;overflow:hidden}
.g-badge{position:fixed;left:1.25rem;bottom:calc(1.25rem + env(safe-area-inset-bottom,0px));z-index:20;display:flex;align-items:center;gap:.65rem;background:#fff;color:#000;text-decoration:none;padding:.6rem .95rem .6rem .75rem;border-radius:999px;border:1px solid rgba(0,0,0,.08);border-left:4px solid var(--gold);box-shadow:0 10px 30px rgba(0,0,0,.18);opacity:0;transform:translateY(16px);transition:opacity .5s,transform .5s,box-shadow .3s}
.g-badge.show{opacity:1;transform:none}
.g-badge:hover{box-shadow:0 14px 34px rgba(0,0,0,.25);transform:translateY(-2px)}
.g-badge .g-logo{width:24px;height:24px}
.g-badge-txt{display:flex;flex-direction:column;line-height:1.15}
.g-badge-top{display:flex;align-items:center;gap:.4rem}
.g-badge-top strong{font-size:1.05rem}
.g-badge-top .g-stars{font-size:.85rem}
.g-badge-sub{font-size:.75rem;color:#555}
@media (max-width:560px){.g-badge{left:.75rem;bottom:calc(.75rem + env(safe-area-inset-bottom,0px));padding:.45rem .8rem .45rem .6rem}.g-badge-sub{display:none}}
/* Hero heading in caps */
.hero h1{text-transform:uppercase;letter-spacing:-.01em;font-size:clamp(2.3rem,6vw,4.4rem)}
/* Bigger Google badge */
.g-badge{gap:.7rem;padding:.65rem 1.15rem .65rem .85rem;border-left-width:4px}
.g-badge .g-logo{width:28px;height:28px}
.g-badge-top{gap:.45rem}
.g-badge-top strong{font-size:1.25rem}
.g-badge-top .g-stars{font-size:.98rem}
.g-badge-sub{font-size:.8rem;margin-top:.05rem}
@media (max-width:560px){.g-badge{padding:.45rem .85rem .45rem .6rem;gap:.5rem}.g-badge .g-logo{width:22px;height:22px}.g-badge-top strong{font-size:1.05rem}.g-badge-top .g-stars{font-size:.85rem}}
/* ===== Designer polish ===== */
.skip{position:absolute;left:-9999px;top:0;z-index:100;background:var(--gold);color:#000;padding:.6rem 1rem;font-weight:700}
.skip:focus{left:1rem;top:1rem}
.health{align-self:start}
@media (max-width:560px){.tb-social{display:none}.topbar .wrap{justify-content:center}}
@media (max-width:760px){.stats-grid{grid-template-columns:repeat(2,1fr);gap:1.25rem 1rem}.stat-num{font-size:2rem}}
nav ul a.nav-cta{background:var(--gold);color:#000;padding:.55rem 1rem;border-radius:3px;font-weight:700}
nav ul a.nav-cta:hover{background:#fff;color:#000}
nav ul a.nav-cta::after{display:none}
@media (max-width:860px){nav li a.nav-cta{margin-top:.75rem;text-align:center;border-bottom:0}}
.map{display:block;width:100%;height:260px;border:0;margin-top:1.25rem;filter:grayscale(.35)}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
#contact form{position:relative}
.form-note{font-size:.85rem;color:var(--muted);margin:0}
.form-status{margin:0;font-weight:600}
.form-status.ok{color:#1e7a3c}
.form-status.err{color:#a1441d}
input:focus,select:focus,textarea:focus{border-color:var(--gold);outline:2px solid var(--gold);outline-offset:0}
button[disabled]{opacity:.6;cursor:wait}
.medals{justify-content:center}
/* FAQ + areas */
.faq-grid{display:grid;grid-template-columns:1fr 1.6fr;gap:3rem;align-items:start}
@media (max-width:860px){.faq-grid{grid-template-columns:1fr;gap:1.5rem}}
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list details:first-child{border-top:1px solid var(--line)}
.faq-list summary{list-style:none;cursor:pointer;padding:1.1rem 2.5rem 1.1rem 0;font-weight:700;position:relative}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";position:absolute;right:.25rem;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--gold-dark);transition:transform .3s}
.faq-list details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq-list details p{margin:0 0 1.2rem;color:var(--muted)}
.faq-list summary:hover{color:var(--gold-dark)}
.areas{background:var(--panel)}
.area-list{list-style:none;padding:0;margin:0;display:grid;gap:1rem}
.area-list li{background:var(--bg);padding:1.1rem 1.25rem;border-left:4px solid var(--gold)}
.area-list strong{display:block}
/* Health check dialog */
.hc{border:0;padding:0;width:min(640px,calc(100vw - 2rem));max-height:calc(100dvh - 2rem);background:var(--bg);color:var(--text);border-top:5px solid var(--gold);box-shadow:0 30px 80px rgba(0,0,0,.45)}
.hc::backdrop{background:rgba(0,0,0,.72);-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px)}
.hc[open]{animation:hcIn .35s cubic-bezier(.2,.7,.2,1)}
@keyframes hcIn{from{opacity:0;transform:translateY(24px) scale(.98)}to{opacity:1;transform:none}}
html.hc-lock{overflow:hidden}
.hc-inner{display:block;padding:1.75rem 2rem 1.75rem}
@media (max-width:560px){.hc-inner{padding:1.25rem}}
.hc-top{display:flex;justify-content:space-between;align-items:center}
.hc-kicker{margin:0;font-weight:700;color:var(--gold-dark);font-size:.9rem}
.hc-close{background:none;border:0;font-size:2rem;line-height:1;cursor:pointer;color:var(--muted);padding:0 .25rem}
.hc-close:hover{color:var(--text)}
.hc-bar{height:4px;background:var(--line);margin:1rem 0 .5rem;border-radius:2px;overflow:hidden}
.hc-bar span{display:block;height:100%;width:0;background:var(--gold);transition:width .4s cubic-bezier(.2,.7,.2,1)}
.hc-count{font-size:.82rem;color:var(--muted);margin:0 0 1rem}
.hc-step{border:0;margin:0;padding:0;min-width:0;animation:fadeUp .35s cubic-bezier(.2,.7,.2,1)}
.hc-step legend{font-size:clamp(1.3rem,3vw,1.6rem);font-weight:800;line-height:1.2;padding:0;margin-bottom:.5rem}
.hc-hint{color:var(--muted);margin:0 0 1rem;font-size:.95rem}
.hc-opts{display:grid;gap:.6rem;margin-top:1rem}
.hc-opt{text-align:left;font:inherit;font-weight:600;padding:.95rem 1.1rem;background:var(--bg);color:var(--text);border:1.5px solid var(--line);border-radius:4px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:border-color .2s,background-color .2s,transform .2s}
.hc-opt::after{content:"";width:18px;height:18px;border-radius:50%;border:2px solid var(--line);flex:0 0 auto;margin-left:1rem;transition:all .2s}
.hc-opt:hover{border-color:var(--gold);transform:translateX(3px)}
.hc-opt.on{border-color:var(--gold);background:rgba(212,170,94,.12)}
.hc-opt.on::after{background:var(--gold);border-color:var(--gold);box-shadow:inset 0 0 0 3px var(--bg)}
.hc-fields{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:1rem}
.hc-fields label{display:flex;flex-direction:column;gap:.3rem}
.hc-fields .full{grid-column:1/-1}
@media (max-width:560px){.hc-fields{grid-template-columns:1fr}}
.hc .form-note{margin-top:1rem}
.hc-nav{display:flex;justify-content:space-between;gap:1rem;margin-top:1.75rem}
.hc-back{color:var(--text);border-color:var(--line);background:transparent}
.hc-multi .hc-opt::after{border-radius:4px}
.hc-multi .hc-opt.on::after{box-shadow:none;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='none' stroke='%23000' stroke-width='3' d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/14px no-repeat}
.hc-status{margin:.75rem 0 0;font-weight:600}
.hc-status.err{color:#a1441d}
.shake{animation:shake .35s}
@keyframes shake{25%{transform:translateX(-6px)}50%{transform:translateX(6px)}75%{transform:translateX(-3px)}}
.hc-done{text-align:center;padding:1.5rem 0 .5rem}
.hc-done p{margin:0 auto;color:var(--muted)}
.hc-tick{width:64px;height:64px;border-radius:50%;background:var(--gold);color:#000;font-size:2rem;font-weight:800;display:grid;place-items:center;margin:0 auto 1rem;animation:pop .5s cubic-bezier(.2,1.4,.4,1)}
@keyframes pop{from{transform:scale(0)}to{transform:scale(1)}}
/* Hero tagline: two clean lines */
.hero .hero-tag{max-width:none;font-size:clamp(1.05rem,1.6vw,1.3rem);line-height:1.5;margin-top:1.25rem}
.hero-tag span{display:block}
@media (max-width:560px){.hero-tag span{display:inline}}
/* Core Vehicle & Asset (teal sub-brand) */
.cva{--teal:#0E8281;--teal-soft:rgba(14,130,129,.08);background:var(--teal-soft);border-top:4px solid var(--teal,#0E8281)}
.cva-head{display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap;margin-bottom:2rem}
.cva-head img{height:56px;width:auto}
.cva-head h2{color:var(--teal,#0E8281);margin:0 0 .25rem}
.cva-head p{margin:0;color:var(--muted)}
.cva-person{background:var(--bg);border-top:3px solid var(--teal,#0E8281)}
.cva-person .avatar{border-color:var(--teal,#0E8281)}
.cva-person:hover{border-color:var(--teal,#0E8281)}
.cva-person:hover .avatar{box-shadow:0 0 0 6px rgba(14,130,129,.2)}
.cva-person .role{color:var(--teal,#0E8281)}
.cva .grid{grid-template-columns:repeat(auto-fill,minmax(300px,1fr))}
.cva-addr{display:block;color:var(--muted);font-size:.9rem;margin-top:.35rem}
/* ===== Core Vehicle & Asset page (teal) ===== */
.teal{--gold:#0E8281;--gold-dark:#0A6463}
.teal .btn.solid{color:#fff}
.teal .btn.solid:hover{background:#0A6463;border-color:#0A6463}
.teal .btn.dark{color:#fff}
.teal .btn.dark:hover{background:var(--gold);color:#fff;border-color:var(--gold)}
.v-hero{background:linear-gradient(135deg,rgba(14,130,129,.10),rgba(14,130,129,.02));border-bottom:4px solid #0E8281;padding:4rem 0 4.5rem}
.v-hero-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:3rem;align-items:center}
@media (max-width:860px){.v-hero-grid{grid-template-columns:1fr;gap:2rem}}
.v-logo{height:96px;width:auto;margin-bottom:1.5rem;animation:fadeUp .7s both}
.v-hero h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800;letter-spacing:-.02em;color:#0A6463;margin-bottom:.75rem;animation:fadeUp .7s .1s both}
.v-lead{font-size:1.15rem;color:var(--muted);animation:fadeUp .7s .2s both}
.v-hero .btns{animation:fadeUp .7s .3s both}
.v-hero .btn:not(.solid){color:#0A6463;border-color:#0E8281}
.v-points{list-style:none;padding:0;margin:0;display:grid;gap:1rem}
.v-points li{background:var(--bg);padding:1.1rem 1.25rem;border-left:4px solid #0E8281;box-shadow:0 6px 18px rgba(0,0,0,.05)}
.v-points strong{display:block;color:#0A6463}
.v-types > div{border-top:3px solid #0E8281;padding-top:1rem}
.v-steps-sec{background:var(--panel)}
.v-steps{list-style:none;counter-reset:s;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.5rem}
.v-steps li{counter-increment:s;background:var(--bg);padding:1.5rem;position:relative}
.v-steps li::before{content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:#0E8281;color:#fff;font-weight:800;margin-bottom:.9rem}
.v-steps p{margin:0;color:var(--muted)}
.v-quote{background:#062b2b;color:#fff}
.v-quote h2{color:#fff}
.v-quote p{opacity:.85}
.v-quote .check li::before{background:#2fb3b0}
.v-quote-grid{display:grid;grid-template-columns:1fr 1.25fr;gap:3rem;align-items:start}
@media (max-width:860px){.v-quote-grid{grid-template-columns:1fr;gap:1.5rem}}
.v-card{background:var(--bg);color:var(--text);padding:1.75rem 2rem;border-top:5px solid #0E8281;box-shadow:0 24px 60px rgba(0,0,0,.35);min-height:420px}
@media (max-width:560px){.v-card{padding:1.25rem}}
.v-card .hc-bar{margin-top:0}
.v-card p{opacity:1}
.v-card .form-note{color:var(--muted)}
.v-card .hc-opt.on{background:rgba(14,130,129,.1)}
.v-card .hc-done h3{font-size:1.5rem}
.v-person{max-width:360px}
.v-person h3{margin:0 0 .25rem}
.cva-link{margin-left:.5rem;font-size:.95rem}
.teal .marquee-track li:hover img{filter:none}
/* Vehicle & Asset menu link: always teal */
nav ul a.nav-va,nav ul a.nav-va[aria-current="page"]{color:#2BB3B0;font-weight:600}
nav ul a.nav-va:hover{color:#5fd0cd}
nav ul a.nav-va::after{background:#2BB3B0}
/* Teal accents for Vehicle & Asset links */
nav ul a.nav-va{color:#2FB8B5;font-weight:700}
nav ul a.nav-va:hover,nav ul a.nav-va[aria-current="page"]{color:#5fd3d0}
nav ul a.nav-va::after{background:#2FB8B5}
.cva-link,.cva-link:hover{color:#0E8281!important;border-bottom-color:#0E8281!important}
/* Teal menu link (always stands out) + quote type cards */
nav ul a.nav-va{color:#5fd0cc;border:1.5px solid #0E8281;padding:.45rem .85rem;border-radius:3px;font-weight:600}
nav ul a.nav-va:hover{background:#0E8281;color:#fff}
nav ul a.nav-va::after{display:none}
nav ul a.nav-va[aria-current="page"]{background:#0E8281;color:#fff}
@media (max-width:860px){nav li a.nav-va{border:0;border-bottom:1px solid #2a2a2a;border-radius:0;padding:.7rem 0;color:#5fd0cc}nav li a.nav-va[aria-current="page"]{background:none;color:#5fd0cc}}
.vq-types{display:grid;gap:.75rem;margin-top:1rem}
.vq-type{text-align:left;font:inherit;background:var(--bg);color:var(--text);border:1.5px solid var(--line);border-left:5px solid #0E8281;border-radius:4px;padding:1.1rem 1.25rem;cursor:pointer;display:flex;flex-direction:column;gap:.2rem;transition:border-color .2s,transform .2s,box-shadow .2s}
.vq-type strong{font-size:1.1rem}
.vq-type span{color:var(--muted);font-size:.92rem}
.vq-type:hover,.vq-type.on{border-color:#0E8281;transform:translateY(-2px);box-shadow:0 8px 20px rgba(14,130,129,.15)}
.v-tile{display:block;text-decoration:none;color:inherit;border-top:3px solid #0E8281;padding-top:1rem;transition:transform .25s}
.v-tile:hover{transform:translateY(-3px)}
.v-tile span{font-weight:700;color:#0A6463;font-size:.92rem}
.v-tile:hover span{text-decoration:underline}
/* South West page */
.sw-hero{background:radial-gradient(ellipse at 85% 20%,rgba(212,170,94,.22),transparent 55%),linear-gradient(135deg,#0d0d0d,#000);border-bottom:3px solid var(--gold);color:#fff;padding:4.5rem 0 4rem}
.sw-kicker{color:var(--gold);font-weight:700;margin:0 0 .25rem;letter-spacing:.04em}
.sw-hero h1{font-size:clamp(2.6rem,6vw,4.4rem);font-weight:800;text-transform:uppercase;letter-spacing:-.01em;border-left:6px solid var(--gold);padding-left:1.1rem;margin-bottom:1rem;animation:fadeUp .7s both}
.sw-lead{font-size:1.15rem;opacity:.9;max-width:60ch;animation:fadeUp .7s .15s both}
.sw-hero .btn:not(.solid){color:#fff}
.sw-intro{display:grid;grid-template-columns:1.3fr 1fr;gap:3rem;align-items:start}
@media (max-width:860px){.sw-intro{grid-template-columns:1fr}}
.sw-person{border-top:4px solid var(--gold)}
.sw-person p{font-size:.95rem;color:var(--muted)}
.sw-awards .medals{justify-content:flex-start;margin-bottom:0}
.sw-link{font-weight:700;color:var(--gold-dark)!important;margin-top:.35rem}
.sw-link::after{content:" \203A"}
/* Privacy page */
.privacy-page > *{max-width:75ch}
.privacy-page h3{margin-top:2rem}
footer.site .footer-links{margin-top:1.25rem;border-top:1px solid #333;padding-top:1rem}
footer.site .footer-links a{font-weight:600}
/* Lenders */
.lender-types div{border-top:3px solid var(--gold);padding-top:1rem}
.lender-head{display:flex;justify-content:space-between;align-items:end;gap:1rem;flex-wrap:wrap}
.lender-head h2{margin:0}
.lender-search{min-width:260px}
#lender-count{margin:1rem 0}
.lender-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:1rem;list-style:none;padding:0;margin:0}
.lender-grid li{border:1px solid var(--line);padding:1rem;height:110px;display:grid;place-items:center;background:#fff}
.lender-grid li[hidden]{display:none}
.lender-grid img{max-height:60px;max-width:85%;width:auto;height:auto;object-fit:contain}
@media (max-width:560px){.lender-grid{grid-template-columns:repeat(2,1fr)}.lender-grid li{height:90px}}

/* Google reviews */
.reviews-layout{display:grid;grid-template-columns:1fr minmax(300px,440px);gap:2.5rem;align-items:start}
@media (max-width:860px){.reviews-layout{grid-template-columns:1fr}}
.reviews .btns .btn:not(.dark){color:var(--text)}

/* ---- Service pages ---- */
.page-head .lead{max-width:760px}
.page-head .btns{margin-top:1.75rem}
.page-head .btn:not(.solid){color:var(--band-text)}
.svc-body{padding-top:4rem}
.svc-layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:3.5rem;align-items:start}
.svc-article{max-width:740px;font-size:1.06rem}
.svc-article>p:first-child{font-size:1.15rem}
.svc-article h2{font-size:clamp(1.45rem,2.6vw,1.9rem);margin:2.75rem 0 1rem}
.svc-article h3{font-size:1.15rem;margin:1.75rem 0 .5rem}
.svc-article a:not(.btn){color:var(--gold-dark);font-weight:600;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}
.svc-article .check li{margin-bottom:.65rem}
.steps{list-style:none;counter-reset:st;padding:0;margin:0 0 1.5rem}
.steps li{counter-increment:st;position:relative;padding:0 0 1.1rem 3.1rem;margin:0}
.steps li::before{content:counter(st);position:absolute;left:0;top:-.1rem;width:2.1rem;height:2.1rem;border-radius:50%;background:var(--gold);color:#000;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:.95rem}
.steps li:not(:last-child)::after{content:"";position:absolute;left:1.02rem;top:2.2rem;bottom:.2rem;width:2px;background:var(--line)}
.svc-aside{position:sticky;top:110px;border:1px solid var(--line);border-top:4px solid var(--gold);background:var(--panel);padding:1.6rem}
.svc-aside h2{font-size:1.15rem;margin:0 0 1rem}
.svc-aside dl{margin:0 0 1.25rem}
.svc-aside dt{font-weight:700;font-size:.95rem}
.svc-aside dd{margin:0 0 .9rem;color:var(--muted);font-size:.95rem}
.svc-aside .aside-foot{font-size:.82rem;color:var(--muted);margin:0 0 1.25rem}
.svc-aside .btn{display:block;text-align:center;margin-bottom:.6rem}
.svc-aside .aside-call{display:block;text-align:center;font-weight:700;color:var(--text);text-decoration:none;padding:.4rem}
.table-wrap{overflow-x:auto;margin:0 0 1.25rem;border:1px solid var(--line)}
table.facts{width:100%;border-collapse:collapse;font-size:.95rem;min-width:560px}
table.facts th,table.facts td{text-align:left;padding:.75rem .9rem;border-bottom:1px solid var(--line)}
table.facts thead th{background:var(--band-bg);color:var(--band-text);font-weight:700}
table.facts tbody tr:last-child td{border-bottom:0}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin:0 0 1.25rem}
.compare>div{border:1px solid var(--line);border-top:4px solid var(--gold);padding:1.25rem 1.25rem .25rem}
.compare h3{margin-top:0}
.svc-note{font-size:.85rem;color:var(--muted);max-width:900px;margin:1.5rem 0 0}
.svc-contact .contact-lines p{margin:0 0 1rem}
.svc-cards a.va{border-top-color:#0E8281}
.svc-cards a.va span{color:#0A6463}
.svc-links a{color:inherit;text-decoration:none;border-bottom:1px solid var(--gold)}
.svc-links a:hover{color:var(--gold-dark)}
.svc-list a,.svc-more-link{color:inherit}
.svc-more-link{display:inline-block;margin-top:1.25rem}
.panel .svc-more-link{margin:0 0 0 1rem}
.f-links{border-top:1px solid #2a2a2a;padding:1.25rem 0}
.f-links .wrap{display:flex;flex-wrap:wrap;gap:.4rem 1.5rem;align-items:center;font-size:.9rem}
.f-links strong{color:var(--gold);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin-right:.25rem}
.f-links a{color:#cfcfcf;text-decoration:none}
.f-links a:hover{color:var(--gold)}
@media (max-width:960px){.svc-layout{grid-template-columns:1fr;gap:2.5rem}.svc-aside{position:static}}
@media (max-width:700px){.compare{grid-template-columns:1fr}.svc-article{font-size:1rem}.panel .svc-more-link{margin:1rem 0 0;display:block}}
.svc-list a{text-decoration:none;color:inherit}
.svc-list a::after{content:" \2192";color:var(--gold-dark)}
.svc-list a:hover{color:var(--gold-dark)}

/* ---- SEO pass ---- */
.hero h1 .hero-kicker{display:block;font-size:clamp(.85rem,1.4vw,1.05rem);letter-spacing:.16em;color:var(--gold);font-weight:700;margin-bottom:.7rem;line-height:1.3}
.sw-hero h1 .sw-kicker{display:block;font-size:1rem;text-transform:none;letter-spacing:.04em;margin:0 0 .35rem;line-height:1.3}
.crumbs{margin:0 0 1rem;font-size:.88rem}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.35rem}
.crumbs li{color:#bdbdbd}
.crumbs li+li::before{content:"\203A";margin-right:.35rem;color:var(--gold)}
.crumbs a{color:#e6e6e6;text-decoration:none}
.crumbs a:hover{color:var(--gold);text-decoration:underline}
.crumbs [aria-current]{color:var(--gold)}